SOC 2 Type II · PCI-DSS Level 1 · GDPR Ready

Detect Fraud.
Protect Revenue.
Earn Trust.

Real-time fraud intelligence purpose-built for banks and fintechs. Accurate decisions in under 50 milliseconds — with the explainability your compliance team and regulators require.

No credit card requiredUp and running in minutesCancel anytime
0%
Detection Accuracy
Based on independent benchmark testing
0ms
API Response Time
p95 latency under load
0.0%
Uptime SLA
Enterprise tier guarantee
0 min
Time to First Score
Median integration time

Built for every segment of regulated financial services

Commercial Banks
Card issuing, wire transfers, ACH — scored in real time across every channel.
Digital-First Banks
Scale from day one. No minimum volume commitments. Grows with your book.
Payment Processors
Protect your merchant network with frictionless, sub-second risk decisions.
Lending & Credit
Application fraud, synthetic identity, and first-party misrepresentation detection.

Fraud is not just a financial problem

Every fraudulent transaction erodes customer trust, strains compliance teams, and attracts regulatory attention. The institutions that win are the ones that make better risk decisions — faster.

$32B+
Annual global card fraud losses
Nilson Report 2023
Cost of a fraud loss vs. the transaction value
Including investigation, chargeback fees and operational overhead
40%
Of declined-then-legitimate customers never return
False declines cost more than fraud itself
18 mo
Average time to detect account takeover fraud
Without dedicated detection tooling
Platform Capabilities

A complete fraud intelligence platform

Not just a score. A full-stack risk management platform built specifically for the operational reality of financial services.

Real-Time Risk Decisions

Every transaction is scored the moment it arrives — before authorisation. Decisions in under 50ms mean no perceptible delay for your customers.

Fewer False Declines

Accurate risk scoring means fewer good customers turned away. Reduce false positive rates without opening the door to fraud.

Decision Explainability

Every risk decision comes with a clear explanation of the contributing factors. Required by EBA, OCC, and FCA explainability guidelines.

Adaptive Fraud Detection

Fraud patterns evolve. Remorant stays ahead — detecting novel attack patterns before they become material losses.

GDPR & CCPA Native

Right-to-deletion, data export, and consent management built into the platform. Regulatory compliance is not an add-on.

Safe Model Updates

Deploy improved detection capability without downtime. Validate new versions safely before they go live — with zero impact to live transactions.

Multi-Tenant Isolation

Complete data isolation per institution. Your data never co-mingles with another client's. White-label deployment available.

Performance Monitoring

Automated alerts when model performance shifts. Catch degradation before it impacts your fraud rate or customer experience.

Enterprise Integrations

REST API for synchronous scoring. Async queue for high-volume batch settlement. SDKs for Python, Node.js, and Java.

How Remorant works

Designed to integrate into your existing authorisation flow — not replace it.

1

Connect in minutes

Integrate with your authorisation or payment flow via our REST API or SDK. No infrastructure changes required.

2

Every transaction is scored

Hundreds of signals across your transaction data are evaluated in real time — before the customer sees a result.

3

Understand every decision

Each risk score comes with a clear breakdown of the factors that drove it — ready for your compliance team, investigators, and customers.

4

Act, improve, and adapt

Apply your own business rules and thresholds. Investigate flagged cases, label outcomes, and let the platform adapt to your institution's evolving fraud landscape.

Compliance Ready

Designed for regulated industries

Passing a bank's infosec review is not an afterthought. Remorant was architected from the ground up to meet the security and privacy requirements of tier-1 financial institutions — not retrofitted after the fact.

  • End-to-end encryption for all sensitive data at rest and in transit
  • Irreversible data anonymisation — personal data never stored in recoverable form
  • Strict transport security with certificate enforcement on every connection
  • Role-based access control — granular permissions across your team
  • Immutable, append-only audit log — every API call recorded and queryable
  • Right-to-deletion API — GDPR Article 17 fulfilled in a single call
PCI-DSS Level 1
Full payment card industry compliance
SOC 2 Type II
Immutable audit trail, 7-year retention
GDPR & CCPA
Right to deletion, data portability, consent logging
ISO 27001
Information security management certified
EBA Guidelines
Explainable AI compliant with EU Banking Authority requirements
NDPR
Nigeria Data Protection Regulation compliant

Results that move the needle

Remorant is built to produce measurable outcomes — in fraud prevention, operational efficiency, and regulatory confidence.

Up to 60%
Reduction in chargeback rate

Achieved by institutions using real-time scoring on card-not-present transactions.

Under 50ms
Risk decision latency

Sub-authorisation latency means zero perceptible impact on customer checkout experience.

< 1 day
Time to first integration

From API key to production scoring. No professional services engagement required.

See it in practice

We work with banks and fintechs across Africa, Europe, and the Americas. Get in touch to see a detailed case study matched to your institution type and fraud profile.

Request a case study
Pricing

Pricing tailored to your institution

We work with banks and fintechs of every size. Speak to our team to get a quote matched to your transaction volume and infrastructure requirements.

  • Usage-based hybrid pricing — platform fee + per-transaction rate
  • No minimum volume commitments — scales with your book
  • Custom model tuning and on-premise deployment options
  • SOC 2 Type II, PCI-DSS, GDPR, and EBA XAI compliance
  • Dedicated account manager for enterprise accounts
  • SSO / SAML, SLA guarantees, and priority support

Prefer a call? Talk to an expert — we typically respond within one business day.

Trusted by banks and fintechs

Ready to stop fraud
before it happens?

Get a personalised demo from our team. We will walk you through a scenario built around your institution's fraud profile and integration requirements.

SOC 2 Type II · PCI-DSS Level 1 · GDPR · ISO 27001 · EBA XAI Guidelines